17/07/25
First time buyers guide
The below blog has information contained within was correct at the time of publication but is subject to change. So ...
Read furtherYou may be thinking: “Why pick you to handle my mortgage when there’s a whole army of advisers out there?” And you’re right, there are plenty of them. But we’re confident that no one is quite as “bespoke” as we are. After all, it’s in our name, so we need to live up to expectations.
If you’re after one word to describe us, it’s “expert.” We work from a comprehensive panel which is representative of the whole of the market to find what’s right for you. At the end of the day, we want what you want, and we work hard with you to achieve that. But that’s just the beginning of what makes us stand out from the rest…
Having worked in the profession for many years, we’ve built strong relationships with lenders. How does this benefit you? Simply put, it means that during the application process, we can easily speak to key people and solve any challenges quickly.
The mortgage process should be about education as well as completion. You don’t need to be reminded that this is one of your biggest financial decisions, but you do need us to tell you what’s involved, and the changes it will have on your wealth and lifestyle.
Our honest and matter-of-fact approach is appreciated by our clients. You don’t want a mortgage adviser who agrees with everything to get their slice of the pie. We’ll ask the tough questions because we’re focused on what’s right for you.
James has spent 20 years getting really good at what he does, and with 200-plus five-star VouchedFor reviews, his clients certainly agree. He’s seen and handled it all, so you can relax knowing you’re in good hands with him and the team.
The best way to understand the difference we make is to hear it directly from the people we’ve helped. Here, you’ll find a selection of testimonials and recent survey results that give you a flavour of how we work.
Excellent rating
Based on 74 reviewsTrustindex verifies that the original source of the review is Google. We found James at Bespoke Home Finance after reading he was recommended in the 'VouchedFor' top mortgage advisors. James completely removed any stress away from the process and it felt completely different from the experience I have had before with a big chain mortgagee company. He was very approachable and extremely contactable, as well as keeping us informed of the process throughout. Will be recommending to my family and friends. amcculloch912025-06-25Trustindex verifies that the original source of the review is Google. As a first-time buyer, I couldn’t have asked for a better mortgage broker! Mr James guided me through every step of the process with patience, clarity, and genuine care. Thanks to their expertise and dedication, I was able to secure my mortgage smoothly and with confidence. Highly recommended for anyone looking for professional and friendly service! Danish Shah2025-05-24Trustindex verifies that the original source of the review is Google. I could not fault the service James provided us. He explained everything well so we understood all the legal terms and was very quick and efficient. From start to finish was less than 2 weeks on us receiving our mortgage acceptance. Thank you again James for your support and services! Would highly recommend to anyone. Laura Akenhead2025-05-08Trustindex verifies that the original source of the review is Google. I can’t thank James enough for the advice and support he gave me! He is very honest a straight talker, so no hard sell or jargon! His correspondence is professional and he always replied promptly to any queries I had. He made the whole process so easy for me and took away all the stress and worry! I would totally recommend using James for any mortgage/ insurance advice, he is very knowledgeable in his field and a true gem! Vicky Bell2025-05-08Trustindex verifies that the original source of the review is Google. James sorted my mortgage out quickly and with no issues. Great service and communication from the start even looking over numerous home reports. Laura Mcclymont2025-03-28Trustindex verifies that the original source of the review is Google. James has been patient, and effective in helping us find the right mortgage. He was always quick to reply to our questions and kept us on the right track throughout. Viv MacDonald2025-03-23Trustindex verifies that the original source of the review is Google. As a first time buyer, James made the whole process of securing a mortgage go smoothly. He get’s the ball rolling quickly, making it easier when working with the estate agent and solicitor. The process can be daunting for a first time buyer, but James made it simple, he is prompt in his communication and very reliable. Highly recommend James for anyone wanting to secure themselves a mortgage. Katie Dodds2025-03-03Trustindex verifies that the original source of the review is Google. James is an excellent mortgage advisor. I had lots of questions and he answered all clearly and promptly. He answered calls and emails really quickly and kept me up to date through the whole process. Highly recommend! Dorothy Sim2025-01-23
17/07/25
The below blog has information contained within was correct at the time of publication but is subject to change. So ...
Read further17/07/25
The below blog has information contained within was correct at the time of publication but is subject to change. What ...
Read further17/07/25
The below blog has information contained within was correct at the time of publication but is subject to change. Moving ...
Read furtherWhatever stage you find yourself at, we’re all ears and ready to help you secure your mortgage.
Bespoke Home Finance Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited. Advance Mortgage Funding Limited is authorised and regulated by the Financial Conduct Authority.
Registered in Scotland under company number SC493767. Registered office address: Challoch Inn, Bridge Of Aldouran, Leswalt, Stranraer, United Kingdom, DG9 0LJ.
Trading address – 83 Princes Street, Edinburgh, EH2 2ER United Kingdom.
Your home may be repossessed if you do not keep up with repayments on your mortgage.
Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.
The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.
This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity. Our fee statement can be viewed here.
The firm charge a fee between £0 and 1% of the value you need to borrow up to a maximum of £999. The fee will be payable on offer of the mortgage.