17/07/25
First time buyers guide
The below blog has information contained within was correct at the time of publication but is subject to change. So ...
Read furtherProtecting your family
Why wouldn’t you want to insure yourself?
You wouldn’t leave your home or belongings unprotected when arranging a mortgage. And the same should go for protecting you and your family, regardless of whether you’ve just secured a mortgage.
We know insurance can feel like just another task on your to-do list, but if you take anything away from reading this, it’s that you can’t afford to overlook it. There’s no need to worry or panic, as we won’t let it fall through the cracks. We’ll handle finding the right cover for you, and check in every year to ensure it’s still the right fit for your situation.
How we help
Your questions, answered
Got questions for us? Excellent, because we love answering them. People at all stages of the home-buying journey come to us with many queries, so we’ve compiled some of the more frequently asked ones below.
Do I need life insurance to get a mortgage?
It’s not a legal requirement, but many lenders recommend it – and it can be a wise move to protect your family and home should the unexpected happen. We can help you decide what’s right for your situation.
Will the insurance company pay out?
Provided your application was accurate and the claim meets the policy terms, insurers pay out the vast majority of claims. We’ll help you apply correctly and understand exactly what’s covered, giving you peace of mind from day one.
How much does insurance cost?
It depends on the type of cover, your age, health, lifestyle, and the level of protection required. We can provide personalised quotes so you know exactly what’s affordable and suitable for you.
Our clients say...
The best way to understand the difference we make is to hear it directly from the people we’ve helped. Here, you’ll find a selection of testimonials and recent survey results that give you a flavour of how we work.
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