17/07/25
First time buyers guide
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Buy-to-let mortgages aren’t your average deal
Property investing is always a hot topic, with many seeing it as an increasingly attractive way to build long-term wealth. Yet it’s not a decision to take lightly, as even if you’ve been through the process of acquiring a mortgage before, buy-to-let is a whole new kettle of fish.
These mortgages often come with slightly higher interest rates, and most lenders will ask for at least a 20% deposit. That’s all part of the deal when stepping into the world of property investment. Don’t worry – we’ll guide you through the options, explain the small print, and help you find a deal that fits your property investment plans.
Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.
How we help
Your questions, answered
Got questions for us? Excellent, because we love answering them. People at all stages of the home-buying journey come to us with many queries, so we’ve compiled some of the more frequently asked ones below.
Is buying property a good investment?
Property can be a solid long-term investment, especially if values rise or you generate rental income. However, it’s important to weigh up risks, costs, and your financial goals – something we can help you with.
What red flags do mortgage lenders look for?
Lenders may be cautious about missed payments, high levels of unsecured debt, payday loans, low credit scores, or inconsistent income. Being upfront and getting advice early can help you present your application in the best light.
Are you whole of market?
Yes, we are a whole-of-market firm. That means we can search across a wide range of providers – not just a limited panel – to find the most suitable deal or product for your circumstances.
Our clients say...
The best way to understand the difference we make is to hear it directly from the people we’ve helped. Here, you’ll find a selection of testimonials and recent survey results that give you a flavour of how we work.
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