17/07/25
First time buyers guide
The below blog has information contained within was correct at the time of publication but is subject to change. So ...
Read furtherAll of us experience many firsts in life… a first car, first pet, first job, and of course, a first home. It’s a real turning point in your life, as you officially step onto the notorious “property ladder” and have a place to call your own.
The excitement of finding your dream home usually comes with the challenge of securing the right mortgage. The two go hand in hand, but that doesn’t mean they both have to be in your hands. Let us take care of the mortgage, so you can focus on the moment you finally get the keys.
Got questions for us? Excellent, because we love answering them. People at all stages of the home-buying journey come to us with many queries, so we’ve compiled some of the more frequently asked ones below.
Typically, you’ll need proof of ID, proof of address, recent payslips or accounts (if self-employed), bank statements, and details of any debts or financial commitments. Don’t worry – we’ll guide you through exactly what’s needed.
From application to offer, it usually takes between two and eight weeks, depending on your circumstances and the lender’s timescales. We’ll help keep things moving and keep you informed every step of the way.
A broker like us can access a wide range of lenders and deals, not just those from one bank or provider. We also offer personalised advice, help you navigate the paperwork, and support you from start to finish, increasing your chances of a successful application.