Mortgage Advisors Edinburgh

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Are you looking for a mortgage advisor in Edinburgh? We are here to help! Bespoke Home Finance has a team of mortgage advisors, who are ready to provide you with professional guidance. We take the stress out of being a first-time buyer & getting a mortgage.

Whatever you are looking to do, we will find the right solution and help you throughout the process. Contact Bespoke Home Finance today.

Our Edinburgh team will help you find what you are looking for. You can also fill in a contact form below.

mortgage advisors edinburgh

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    First Time Buyers Guide by Mortgage Advisors Edinburgh

    At Bespoke Home Finance we can advise you on the purchasing of a property for the first time. Our mortgage advisors in Edinburgh know how stressful it can be for a first-time buyer & all the information about getting a mortgage. We also understand how exciting this is, as this is something you have been working towards for a long time.

    Our mortgage advisors in Edinburgh team at Bespoke Home Finance are here to help you by explaining everything that first-time buyers need to know. We offer a free, no-obligation consultation and advice that won’t affect your credit score. Our dedicated first-time buyer mortgage advisors in Edinburgh are there every step of the way, to guide you to buy your first property. It is our aim to streamline the back office process as much as possible to get you an offer on your mortgage in the quickest possible time. 

    At Bespoke Home Finance we are constantly looking at the market to ensure that we get the best rates for you. As highly trained and experienced mortgage experts, we can provide you with professional, affordable and reliable mortgage advice. We are there to help you every step of the way.

    Buy-to-Let

    When considering a buy-to-let mortgage there is a lot to take into account, especially if you plan on renting out the property to a third party. At Bespoke Home Finance, our mortgage advisors in Edinburgh are here to help you with the process. We aim to find you the best deal possible and we understand that everyone’s circumstances are different, but this investment can make a huge difference to you and your family. That’s why we are here to help you with all the facts and information we have, not only that but you will receive the best information from our mortgage advisors in Edinburgh, who have many years of experience within the industry. 

    mortgage advisors edinburgh
    mortgage advisors edinburgh

    Moving Home

    If you are in need of an upgrade or fancy a change of scenery we can help. Our mortgage advisors in Edinburgh can make the process a little easier. What a great opportunity to review your mortgage arrangements, so we can find the best deal for you. At Bespoke Home Finance, we take great pride in our work. Knowing we have taken every consideration into detail when searching for the mortgage, we know that you will be more than happy with the outcome. Our mortgage advisors in Edinburgh will always provide you with honest and transparent information, to assist you in finding the best deal.

    Commercial Mortgages

    If you are looking for a commercial mortgage, then our mortgage advisors in Edinburgh are the team for you! We have the right experts at Bespoke Home Finance to ensure that you find the right commercial mortgages. Our mortgage advisers in Edinburgh can also assist you with bridging finance and development finance. We give you a tailored service throughout. We know that fees and interest rates on a commercial mortgage will depend on the level of security offered such as property portfolios or residential properties, so get in contact with us now to organise your commercial mortgage.

    mortgage advisors edinburgh
    mortgage advisors edinburgh

    Remortgaging With the Help Of Mortgage Advisors Edinburgh

    Remortgaging can be a real nightmare, but our team of mortgage advisors in Edinburgh can solve that problem for you. We are here to help you with that if you are trying to raise a large sum of money, consolidate debts or to pay for an extension to your existing home rather than having to move. 

    We are here to help you navigate a remortgage as there are a few things to think about first. If you remortgage your home there may be penalties for leaving a mortgage before it comes to term and a higher lending charge. We are here to guide you through the process to ensure that you get the best deal possible. With our team and their years of experience in the industry, we can secure better rates than most. For every remortgaging opportunity, speak to our team today.

    Advice From Bespoke Home Finance

    If you are looking for mortgage advisors in Edinburgh who are trustworthy and provide professional advice to guide you every step of the way, then look no further than Bespoke Home Finance. If you are looking to move home or even buy your first, we are here to help. Call us today on …… or fill in a contact form below. We look forward to hearing from you and remember, there is no obligation or no high-pressure tactics on ours. We will provide you with quality service throughout, you can count on our mortgage advisor services in Edinburgh for the best.

    Mortgage Advisors Edinburgh FAQs

    Our mortgage advisors in Edinburgh act as the middleman between the lender (banks and building societies) and the borrower (you). We are completely independent meaning that we act in the interests of the borrower and not the lender, while offering the widest possible consumer protection.

    In the past you could speak to your bank manager about getting a mortgage, but this is less common nowadays. Additionally, unlike banks, our Edinburgh based mortgage advisors provide advice from products across more than one lender, offering a much wider choice.

    As qualified mortgage specialists, it’s our responsibility to search the Edinburgh mortgage market to find you the best and most suitable product for your circumstances. Choosing to take on a mortgage is one of life’s big decisions and we are the authoritative experts on the subject; let our mortgage advisors in Edinburgh help you make the right choice.

    No. Comparison sites might be useful for conducting some initial self research, but they aren’t nearly as sophisticated as the specialist mortgage search tools designed and used by our advisors.

    As leading mortgage advisors in Edinburgh, we have access to exclusive deals which are not generally available to the public directly. Unlike arranging your car insurance, matching a client with exactly the right mortgage requires huge expertise and in-depth knowledge of the financial markets and of each lender’s specific underwriting criteria. Because small differences in rate can result in huge differences in repayments, the cost of getting it all badly wrong can be quite substantial.

    Above all else is the personal service that our mortgage advisors offer here in Edinburgh. There is a lot of complex paperwork involved in the mortgage process that we will expertly complete for you. This is something that cannot be done via a comparison site.

    Yes. Before showing you the products available, our mortgage advisors in Edinburgh will look at your circumstances in order to find a deal that works for you and your family. We’ll assess what you can demonstrably afford and give advice accordingly, with the logic that you will be able to comfortably afford repayments on recommended products for the duration of the mortgage.

    In order to give tailored, comprehensive advice on mortgage products directly suited to your individual circumstances, our Edinburgh mortgage advisors will look to understand your situation and needs. With this information, the challenge of choosing the right mortgage becomes that little bit easier.

    We’ll start the process with an extensive conversation with you to establish what you are borrowing for, what your budget is, and any individual circumstances that may affect your ability to borrow. Remember, the more information we have, the more we can personalise the deal to you!

    The short answer – as early as possible! Enlisting our help early on in the application process maximises our opportunities to help you, and allows you to reduce the risk of frustration, disappointment, and rejection while finding and applying for your mortgage.

    Because our mortgage advisors help you to understand what you can afford, the information we give will ultimately dictate the price range of properties you can look to buy. If you’ve already got your heart set on a new home before speaking to an advisor, there is every possibility that you may have overestimated what you can afford, rendering your choices unsuitable. This can be deeply demoralising and frustrating, not to mention a waste of your time.

    And it’s not just your price range that we advise on. We’ll also offer a more comprehensive understanding of the other costs involved in the application process: things like mortgage account fees, arrangement fees, booking fees, legal fees, local authority fees, and more.

    Speaking to an advisor early in the process is recommended. Contact us today or at your next earliest convenience to speak to one of our mortgage advisors in Edinburgh.