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Mortgage advisors – Edinburgh

Mortgage advice service in Edinburgh

When searching for mortgage deals in Edinburgh, a mortgage adviser with local knowledge can offer essential guidance. At Bespoke Home Finance, we have years of experience working as a mortgage broker in Edinburgh and will provide reliable advice based on your unique circumstances.

We offer a professional and honest mortgage advice service. Based in Scotland, we operate in Edinburgh, Glasgow, and throughout the UK. As a trusted mortgage adviser in Edinburgh, we’ll guide you through every step of your mortgage process.

Whether you’re a first-time buyer or looking to move to a new home, we will help you find the right mortgage deal for your needs. Our tailored advice is free from obligation and high-pressure tactics.

First-time buyer mortgages

We’re here to help you finance your first home in Edinburgh. Buying your first property comes with challenges, and it’s our mission to make your first-time mortgage process stress-free.

We’re here during the whole process, ready to guide you through every step of becoming a new homeowner. We’ll explain everything you need to know, so you can make informed financial decisions.

Our professional, reliable, and affordable services make us one of the leading mortgage advisers in Edinburgh. We’re always looking at the mortgage market to secure leading rates, and we work hard to ensure you get your first-time mortgage offer as soon as possible.

Moving homes

Moving home can often be a stressful experience. At Bespoke Home Finance, we’ll ease this process with professional and honest mortgage advice. No matter your reason for moving, we’ll review your current mortgage arrangements and help you find a way to finance your new home.

As one of the leading mortgage brokers in Edinburgh, our mortgage advice is expertly tailored to your specific circumstances. This personalised, detail-oriented approach ensures we can secure the right moving-home mortgage to satisfy your needs.

Remortgaging

Whether you’re looking to consolidate debts or find a better deal, a remortgage deal can be a wise financial decision. As a trusted Edinburgh mortgage broker, we’ll help you explore remortgaging options that suit your needs.

Our years of experience allow us to secure competitive mortgage rates on your behalf, and help you avoid unexpected costs like penalties and higher charges from lenders. We’re committed to finding you suitable mortgage solutions, and you can rely on our expertise to guide you through every step of the remortgaging process.

A trusted adviser will help you navigate a remortgage. Before we start, there are a few things to discuss. For example, if you remortgage your home, there may be penalties for leaving a mortgage before it comes to term, such as exit fees and valuation costs, and a higher lending charge. These calculations can become complex, so it’s a good idea to consult with a mortgage broker.

 

 

 

Buy-to-let

Property investing is always a hot topic, with many seeing it as an increasingly attractive way to build long-term wealth. However, it’s not a decision to take lightly, as even if you’ve been through the process of acquiring a mortgage before, a buy-to-let mortgage is a whole new kettle of fish.

If you plan on renting out the property to a third party, it could impact the mortgage terms. Our mortgage financial services will be there to help you through the process. We’ll find you an ideal mortgage solution, and you’ll receive expert guidance from a mortgage specialist with years of experience.

As one of Edinburgh’s expert mortgage advisers, we have the knowledge and experience to help you navigate these complexities. We also provide expert advice to help you benefit from certain tax deductibles. It’s our goal to help you find the most suitable buy-to-let deal so you can invest in your financial future.

Your questions, answered

Read our answers to some frequently asked questions below for more information about securing a mortgage in Edinburgh.

Why should I buy property in Edinburgh?

Edinburgh is a great option for buying property in the UK, whether for personal use or as an investment. Here’s why you should consider buying property in Edinburgh:

Strong property market: Edinburgh has a robust property market, with consistent demand and steady growth in property prices.

Cultural and economic hub: As Scotland’s capital, Edinburgh is a thriving cultural and economic centre.

High rental demand: Edinburgh is home to a large student population and a growing number of professionals. This results in high rental demand, and makes the city an excellent option for buy-to-let investors seeking reliable rental income.

Quality of life: As one of the top-ranking cities for quality of life in the UK, Edinburgh is a great place to live and invest in property.

Diverse property options: From historic flats to modern developments, Edinburgh offers a range of property types to suit various budgets and preferences. Whether you’re looking for a family home, an investment property, or a central apartment, Edinburgh has the solution for you.

Is it expensive to buy property in Edinburgh?

The average house price in Edinburgh is generally higher than the UK national average, reflecting the city’s strong demand and limited housing supply. However, property prices can vary depending on several factors, like the specific area, property type and property size.

Please note that market conditions are always changing and you should speak to a local mortgage adviser for up-to-date information.

See all FAQs

Get advice from a mortgage broker in Edinburgh

Trust Bespoke Home Finance as your mortgage adviser in Edinburgh. We’ll help you secure your dream home. Reach out to us by filling out the form, dropping us an email, or giving us a call.

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    Bespoke Home Finance Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of Advance Mortgage Funding Limited. Advance Mortgage Funding Limited is authorised and regulated by the Financial Conduct Authority.

    Registered in Scotland under company number SC493767. Registered office address: Challoch Inn, Bridge Of Aldouran, Leswalt, Stranraer, United Kingdom, DG9 0LJ.

    Trading address – 83 Princes Street, Edinburgh, EH2 2ER United Kingdom.

    Your home may be repossessed if you do not keep up with repayments on your mortgage.

    Most buy-to-let mortgages are not regulated by the Financial Conduct Authority.

    The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

    This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity. Our fee statement can be viewed here.

    The firm charge a fee between £0 and 1% of the value you need to borrow up to a maximum of £999. The fee will be payable on offer of the mortgage.

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