Testimonials

Buying a property.

He managed to get me a mortgage.

Yes.

Everything he suggested ended up with us receiving the best mortgage offer possible.

Unable to get a mortgage from two previous advisors

Found a mortgage

Definitely

No not at all he was amazing, I had a mortgage in less then a day. So speedy absolutely amazing

Purchasing of a second home and needed to act quickly to find a product to enable us to make an offer.

Advice on mortgage types to match our situation, applying for a decision in principle and then getting an offer from the selected lender.

Yes. Very rapidly.

Honestly, probably nothing. I was delighted with his approach - it really matched our needs. He worked much faster than any other advisers we have had in the past. He listened carefully to our requirements and so there was no need to reiterate or correct any parameters. I would have utmost faith that James would do the same for anybody else - it really takes the stress out if you can rely on your adviser and if you can trust them to get you what you need in an efficient manner.

My previous mortgage company had passed my mortgage on to a new company, which started charging me what I considered to be an extortionate rate of interest.

I am over 70 so was very doubtful that I would be able to remortgage my house but James found a mortgage for me within days.

The outcome was better that I had hoped for: I now have a mortgage with a rate of interest that is not much more than half what I have been paying

I can't think of anything he could have done better. He answered all my questions in a clear and direct manner and I cannot fault him.

We wanted to buy a house p

James made the whole process easy and without stress very helpful

Yes

Nothing

We wanted a deposit for our house by releasing equity from an existing property

He sorted out everything!

Yes and more. V easy

Very unusually for me I can’t fault him. He’s very responsive, replies very quickly and made it all really easy.

Mortgage Advice

James has excellent knowledge and experience. Provided me with clear explanations and support in difficult times with the Coronavirus pandemic affecting business, applications and contact ect. I have been kept informed of processes throughout with instant communication.

Yes, after a previous lender advising me I would be unable to get the mortgage I requiered, James was able to find me a better deal!

No constructive suggestions. Fantastic service. I have reccomended James to others.

I was selling a house in England and buying a house in Scotland.

James found me a great mortgage deal, as well as providing expert advice on the many questions I threw at him! He also responded really quickly to me, so I was never left waiting for answers.

Absolutely, I am very happy with the deal James has found for me

Nothing!

Complex residency status

James was excellent. He put us totally at ease following a difficult situation with another lender.

Yes, very quick and efficient.

Advice was concise. Service was excellent. Communication was great, especially as at times we were in different time zones. We feel that the service James offered could not have been better.

I was looking for mortgage advice relating to moving house while also renting out my flat after moving.

James clearly explained the kind of products I would need and how they fit together, and gave good illustrations of the numbers involved. The communication was great and everything happened quickly.

Yes, I now have a let-to-buy mortgage and an onward purchase mortgage agreed with two lenders.

Nothing really, I can't fault him and would definitely ask him for advice again in future!