Life cover

Life insurance protects your family financially should the worst happen to you within the policy term. If you die or are diagnosed with a terminal illness with a life expectancy of less than 12 months, it could payout a cash sum. It cannot replace the love you give, but it will help your loved ones during a difficult time. This may go towards your family maintaining their living standards or keeping up with mortgage payments.

Whether you need life insurance may depend on your individual circumstances. For example, if you are a parent, would your spouse or children be able to manage financially if something were to happen to you? We can help you choose the right level of cover for you, so that your family are protected in all circumstances.

Life can change suddenly and you never know what is around the corner, but you can take measures to protect yourself should things take a turn for the worse. Leave it to the experts at Bespoke Home Finance, we can help you find the best life cover that will be beneficial for you and your family.

Critical illness cover

Critical illness cover is an insurance policy which helps to protect you if you’re diagnosed with a critical medical condition during the term of your policy. A critical illness can affect anyone at any age and when it does, it can turn lives upside down. When deciding if you need critical illness cover, take into consideration the expenses that would need to be covered if you became critically ill and could no longer earn an income. Having a lump sum payout at this difficult time could be a massive help to you and your family.

You might use the money to help cover health-related costs, monthly expenses or lost income while you recover. For many, this takes a huge weight off their shoulders, allowing them to focus only on getting better, not having to worry about their finances.

Speak to our team today to discuss critical illness cover and find the best option for you and your family.

Income protection

Income protection is an insurance policy that pays out if you’re unable to work because of injury or illness. With most policies it pays out until retirement, death or your return to work. When looking for the right income protection, it’s so important that you speak to the experts, to get the right advice.

Income protection insurance covers you if you lose your job, provided you lose it through no fault of your own. The monthly payments will cover some of your lost earnings, helping you maintain your lifestyle while you’re away from work due to illness or injury. With the peace of mind that this protection offers, you can focus all your efforts on looking after your health, rather than stressing about your finances.

You can be assured that at Bespoke Home Finance, our advisers will go above and beyond for you to find the right cover for your circumstances. Speak to us today about income protection.

Home Insurance 

Searching for the right home insurance can become a huge nightmare and strenuous experience. Leave it to the experts at Bespoke Home Finance. We can search the marketplace and find the best deal for you. Talk to us, rather than bots and automated messages, we want to understand exactly what you are looking for to ensure you get the best home insurance.

Buildings Insurance

We have access to some of the best building insurance options on the market. We like to sit down with our clients and make sure to find the most suitable for your situation. Buildings insurance covers the cost of repairing damage to the structure of your property. This includes windows, roofs and walls, as well as permanent fixtures and fittings such as toilets, baths and fitted kitchens. As a general rule, buildings insurance covers the cost of rebuilding your house from the ground up. We recommend this insurance to anyone as it’s important to look after your property, covering the possibility of a worst-case scenario. We know all our clients are different and have different circumstances. We are here to find the right building insurance for you. 

Contents Insurance 

Don’t leave your valuables unprotected and allow us to find you the perfect content insurance for your situation. Contents insurance covers the cost of replacing your belongings in your home if they are stolen, damaged or destroyed. Generally, your ‘contents’ are defined as the items that you would take with you if you moved home. To protect your belongings, then give us a call today, our advisors will leave no stone unturned and find you the perfect contents insurance to suit you and protect your belongings.

Advice From Bespoke Home Finance 

If you are looking for trustworthy and professional advice to guide you through each and every step of the way, then look no further than Bespoke Home Finance. If you are looking to move home or even buy your first, we are here to help. Call us today on 03301112477 or fill in a contact form below. We look forward to hearing from you and remember, there is no obligation or no high-pressure tactics in our services. We offer our services to you and want you to have the best experience with us.