Life and critical illness cover protects your family financially should the worst happen to you within the policy term. A Bespoke Home Finance insurance advisor could help you find the right one for you. If you die or are diagnosed with a terminal illness with a life expectancy of fewer than 12 months, life and critical illness cover could pay out a cash sum.
Granted, it cannot replace the love you give, but it will help your loved ones during a difficult time. This may go towards your family maintaining their living standards or keeping up with mortgage payments.
Whether you need life insurance may depend on your individual circumstances. For example, if you are a parent, would your spouse or children be able to manage financially if something were to happen to you? I can help you choose the right level of cover for you so that your family are protected in all circumstances.
After all, life can change suddenly and you never know what is around the corner, but you can take measures to protect yourself should things take a turn for the worse. Leave it to the experts at Bespoke Home Finance, I can help you find the perfect life cover that will be beneficial for you and your family.
Critical illness insurance is an insurance policy which helps to protect you if you’re diagnosed with a critical medical condition during the term of your policy. A critical illness can affect anyone at any age and when it does, it can turn lives upside down.
When deciding if you need critical illness insurance, take into consideration the expenses that would need to be covered if you became critically ill and could no longer earn an income. Having a lump sum payout at this difficult time could be a massive help to you and your family.
You might use the money to help cover health-related costs, monthly expenses or lost income while you recover. For many, this takes a huge weight off their shoulders, allowing them to focus only on getting better, not having to worry about their finances.
Speak to our professional insurance advisor team today to discuss critical illness cover and find the perfect option for you and your family.
Income protection insurance is a policy that pays out if you’re unable to work because of an injury or illness. With most policies, it pays out until retirement, death or your return to work.
Furthermore, when looking for the right income protection, it’s so important that you speak to knowledgeable professionals to get the right expert advice.
Income protection insurance covers you if you lose your job, provided you lose it through no fault of your own. The monthly payments will cover some of your lost earnings, helping you maintain your lifestyle while you’re away from work due to illness or injury.
With the peace of mind that this protection offers, you can focus all your efforts on looking after your health, rather than stressing about your finances.
Moreover, you can rest assured that at Bespoke Home Finance, every insurance advisor will go above and beyond for you to find the right cover for your circumstances. Speak to us today about income protection.
At Bespoke Home Finance, I know all our clients are different and have different circumstances. I am here to find the right insurance for you.
If you are looking for trustworthy and professional expert advice to guide you through each and every step of the way, then look no further than Bespoke Home Finance.
If you’re looking for an insurance advisor that will guide you and help find the right insurance for you, I am here to help.
Additionally, if you are looking to move home or even buy your first, then give me a call today at 0330 111 2477 or fill in the contact form below.
I look forward to hearing from you and remember, there is no obligation or no high-pressure tactics in our services. I offer our services to you and want you to have the perfect experience with me.
Furthermore, if you are looking to move home or even buy your first, I am here to help. Call me today on 0330 111 2477 or fill in the contact form below. I look forward to hearing from you and remember, there is no obligation or no high-pressure tactics.
