Mortgage Advisors sterDalkeith

Contact Form

You can reach me by filling out the form below. I look forward to hearing from you and assisting you with your search.

Mortgage Advice Service

First Time Buyers

At Bespoke Home Finance, my mortgage advice service can truly help you with purchasing a property for the first time. I understand how stressful and complicated it can be being a first-time buyer and getting your first mortgage.

I also understand how exciting this is, as this is something you have been working towards for a long time. I am here to help you by explaining everything that first-time buyers need to know. 

I offer a free, no-obligation consultation and expert advice that won’t affect your credit score.

I am here every step of the way, to guide you and offer clear mortgage solutions, allowing you to buy your first property. It is my aim to streamline the back office process as much as possible to get you an offer on your mortgage in the quickest possible time.

At Bespoke Home Finance I am constantly looking at the market to ensure that I get the market rates for you. As a highly trained and experienced mortgage expert, I can provide you with professional, affordable and reliable mortgage advice. I am there to help you every step of the way.

Moving Home

Are you thinking of moving home? Maybe it’s time to upgrade or start a family. Whatever your reason, at Bespoke Home Finance can make the process a little easier with my expert mortgage advice service. What a great opportunity to review your mortgage arrangements, so I can find a deal for you.

At Bespoke Home Finance, I take great pride in my work. Knowing I have taken every consideration into detail when searching for the mortgage, I know that you will be more than happy with the outcome.

Moreover, rest assured that you will always be provided with honest and transparent information and mortgage solutions to assist you in finding a deal. 

Remortgaging

If you are interested in finding the a deal for you I imagine you are used to shopping around. Well, why not do that for your mortgage?

There are many reasons why a homeowner would do this. I am here to help you with this if you are trying to raise a large sum of money, consolidate debts or pay for an extension to your existing home rather than having to move.

You have us as experts to help you navigate a remortgage as there are a few things to think about first. If you remortgage your home there may be penalties for leaving a mortgage before it comes to term and a higher lending charge.

I am here to guide you through the process and offer expert advice as well as mortgage solutions to ensure that you get the perfect deal possible. With my years of experience in the industry, I can secure better rates than most. For every remortgaging opportunity, speak to me today.

Buy-to-Let

When considering a buy-to-let mortgage, there is a lot to take into account, especially if you plan on renting out the property to a third party. At Bespoke Home Finance, my mortgage advice service has been put in place to help you with the process.

I aim to find you the perfect deal possible and I understand that everyone’s circumstances are different, but this investment can make a huge difference to you and your family. That’s why I am here to help you with all the facts and information I have. Not only that, but you will be getting expert advice from a mortgage specialist with years of experience.

When looking at Buy-to-let mortgages they are generally between 1-2% higher interest rates and the minimum deposit required is around 20% of the loan value. It’s also worth taking into consideration the potential rental income as this can affect the amount a lender is prepared to offer. 

Other restrictions from lenders may also apply such as if you are a UK resident or an existing home-owner or even if you are at the minimum age. You will, however, be eligible for a range of tax deductibles. For more information about my buy-to-let mortgages, speak to me today. 

Advice From Bespoke Home Finance

If you are looking for trustworthy and professional expert advice to guide you every step of the way, then look no further than Bespoke Home Finance.

Furthermore, if you are looking to move home or even buy your first, 
I am here to help. Call us today on 0330 111 2477 or fill in the contact form below. I look forward to hearing from you and remember, there is no obligation or no high-pressure tactics.

Based in Scotland, I offer my mortgage advice services in Edinburgh, Glasgow, Scotland and all across the UK too!

company note
  • Bespoke Home Finance Ltd is an Appointed Representative of Primis Mortgage Network, a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority.
  • This firm usually charges a fee for mortgage advice. The amount of the fee will depend upon your circumstances and will be discussed and agreed with you at the earliest opportunity. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
  • The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
  • The Financial Conduct Authority does not regulate all Buy to Let mortgages
  • AN EQUITY RELEASE PRODUCT WILL REDUCE THE VALUE OF YOUR ESTATE, WILL NOT BE SUITABLE FOR EVERYONE AND MAY AFFECT YOUR ENTITLEMENT TO STATE BENEFITS. TO UNDERSTAND THE FEATURES AND RISKS PLEASE ASK FOR A PERSONALISED ILLUSTRATION.
  • A LIFETIME MORTGAGE WILL REDUCE THE VALUE OF YOUR ESTATE, WILL NOT BE SUITABLE FOR EVEYONE AND MAY AFFECT YOUR ENTITLEMENT TO STATE BENEFIT
  • TO UNDERSTAND THE FEATURES AND RISKS, ASK FOR A PERSONALISED ILLUSTRATION.